Homeownership Resources

CalHFA now offers mortgage assistance through "Keep Your Home California". This federally funded program is a $2 billion effort to help California families struggling to pay their mortgages. This program provides:
  • Mortgage assistance of up to $3,000 per month for unemployed homeowners who are in imminent danger of defaulting on their home loans.
  • Funds to help homeowners who have fallen behind on their mortgage payments due to a temporary change in a household circumstance. The program will provide up to $15,000 per household to reinstate mortgages to prevent foreclosures.
  • Funds to reduce the principal owed on a mortgage for a home where the homeowner is facing a serious financial hardship and owes significantly more than the home is worth. This program requires lenders to match any assistance provided for principal reduction.
  • Transition assistance to help borrowers relocate to new housing situation after executing a short sale or deed-in-lieu of foreclosure program.
For assistance or more information please contact 916-326-8082 or visit: