Welcome to the 2021 Benefits Page for Public Safety Employees
This is your once-a-year opportunity (outside of a qualifying event) to make medical and dental/vision plan changes. Changes made during Open Enrollment take effect January 1, 2021.
We are offering our Public Safety employees a chance to speak with medical and other benefit carriers virtually. View offerings and availability by vendor at their tab below.
- Blue Shield
- Health Net
- Western Health
- Life Insurance
Visit Blue Shield's CalPERS Open Enrollment site for all the information and resources you need to learn about your health plan options.
The site offers quick links to:
- Find a doctor
- Plan overview
- Pharmacy benefits
- Programs and services
- New member enrollment
Join Health Net for a live webinar with Q&A on Tuesday, October 6th from 9:00 AM - 10:30 AM
Meeting ID: 945 3241 2679
Call In telephone Option 1 - 1 669 444 9171
Option 2 - 1 646 931 3860
1. To prevent background noise all participants will be muted upon entry
2. You will be able to unmute yourself after the video and presentation
3. After our video and presentation, questions can be asked in the audio open forum
4. Or you can ask them via Zoom chat
General questions can be asked in the Everyone setting
Personal questions should be directed only to the host to ensure your privacy
For access to documents, PowerPoints and more, view Health Net's site, specific to CalPERS employees HERE
□ Provider Search Tool - https://calpers.healthnetcalifornia.com/enrollment- information/search-tips.html
Kaiser will be hosting two live Q&A sessions!
Login to one of the sessions below to talk with our representative at any time during the scheduled meetings below:
Thursday, October 8, 2020
10:00 am - 1:00 pm
Meeting number (access code): 133 313 6973
Meeting password: 5455jill
When it's time, start your meeting:
Wednesday, October 14, 2020
12:00 pm - 4:00 pm
Meeting number (access code): 133 415 7027
Meeting password: 5455jill
When it's time, start your meeting:
Kaiser Permanente’s virtual Open Enrollment platform offers:
• Live and on-demand webinars (in English and Spanish)
• Virtual tours of our hospitals and medical facilities
• Live chat with a Kaiser Permanente representative
• Videos showing how we tailor care services to fit your life
• Plan details you can download straight to your device
• Easy access with no log-in required
It is easy to use! To access Kaiser Permanente’s virtual Open Enrollment platform click here: Kaiser Permanente Virtual Open Enrollment
Once you enter the platform you will see a banner that says Welcome CalPERS Members you will find the Open Enrollment Webinar session here! We will be updating and adding additional sessions each week. We will be holding sessions twice a day Tuesdays, Wednesdays and Thursdays.
View OptumRx's latest information in their presentation here,
then virtually meet with our representative for specific information or to ask questions on:
Thursday, September 24, 2020 9:00 AM-10:00 AM
When it's time, join your Webex meeting here:
Meeting number (access code): 171 493 2646
Meeting password: 6BUhs3gfk8*
Tap to join from a mobile device (attendees only)
+1-763-957-6300,,1714932646## US/Canada (Preferred)
Join by phone: 1-763-957-6300 US/Canada (Preferred)
Global call-in numbers
Join from a video system or application:
You can also dial 126.96.36.199 and enter your meeting number.
Join using Microsoft Lync or Microsoft Skype for Business:
The Western Health Advantage is available for dedicated Open Enrollment office hours, and is happy to take your calls at 888.942.7377 or chat us at westernhealth.com/calpers/about-us/contact-us/ with your questions at the following times:
- Tuesdays and Thursdays from 4p-7p
- Wednesdays from 7-10a
- Saturdays and Sundays from 1-5p
Prefer to send an email? Leave a secure email at WHAPERS@westernhealth.com.
View their PowerPoint Presentation here
457 Plan Basics
A 457(b) deferred compensation plan is a retirement plan offered by your employer, created to allow public employees like you to put aside money from each paycheck toward retirement. When you retire, you will need anywhere from 70-80% of your pre-retirement income to maintain the same standard of living throughout retirement. For many employees, the pension alone might not be enough. A deferred comp plan can help bridge the gap between what you have in your pension and Social Security, and how much you'll need in retirement. Unlike other retirement plans, a 457(b) deferred compensation plan takes into account that you may retire sooner than workers in the private sector. Generally, you don’t have to worry about paying a penalty for withdrawing from the plan before age 59½. You just have to be separated from your employer to be eligible to withdraw. The IRS does allow in-service withdrawals for Unforeseen Emergencies/Hardships. You can also check with your HR Dept to see if you are eligible to take a loan while employed.
Payroll Contributions & Tax-deferred Earnings - Basically, you don't pay income taxes on your deferred comp plan contributions or earnings until you retire and/or begin to take payments from your account. This may lower your taxable income now and in retirement. Withdrawals taken in retirement are taxed as regular income. Since contributions are deposited pre-tax, you won’t see the full amount taken out of your net paycheck. For example, a $100 contribution will generally only affect your take home pay by about $75. Contributions can be changed at any time by filling out a form and submitting to HR.
Contribution Limits - The current IRS maximum is $19,500/year. If you are 50 or over, you are eligible to contribute $26,000/year. Keep in mind, if you are contributing to multiple 457 plans, the combined maximum is $19,500 - or $26,000 if age 50+.
Personalized Consultations - Schedule an Appointment with our Local Nationwide Retirement Specialist, Jim Laffoon.
During a personal consultation Jim can help you:
1. Enroll in the Deferred Compensation Plan
2. Change your current contribution amount
3. Review current investment strategy and learn about the investment options available to you
4. Set your retirement savings goals with the help of the My Interactive Retirement PlannerSM, which takes into account your retirement savings, pension and Social Security income.
5. Consolidate retirement accounts
If you can’t find a date/time/location that fits your schedule you can schedule a phone consultation with our Nationwide Retirement Resource Group or call directly at 888-401-5272
City of Santa Rosa and Standard Insurance are hosting a Voluntary Life/AD&D Open Enrollment during this year’s Open Enrollment period. This is a great opportunity to sign up for additional Life/AD&D up to the guarantee issue amounts - $300,000 for employees & up to $20,000 for your spouse with no medical questions!
See the Forms tab below for enrollment and beneficiary forms.
Watch a video on Additional Life & AD&D Insurance here.
Register to attend a Webinar giving by your ICMA RC Rep: Kim Hammond:
www.icmarc.org/enroll to enroll online or review fund information. Use plan # 300350 for the 457 and plan # 705530 for the Payroll Roth IRA (Choose Payroll Roth IRA when prompted and plan #705530)
Sept 21st: Get to Know Your Roth Options
Sept 22nd: Your Savings and Investing Goals
Sept 24th: 5 Reasons to Choose a Payroll Roth IRA
Sept 28th: Vantagebroker: Additional Investment Options
Schedule an individual appointment with your ICMA RC Rep to get on track for retirement:
- Learn about your health benefit options by watching the above Step-by-Step video guide.
- If you wish to make benefit changes for 2021, complete the appropriate enrollment forms. All forms are available in the Forms tab below.
- Prior to turning in your CalPERS Health Enrollment Form you must verify your current zip code qualifies under the plan you are selecting. Please visit CalPERS Health Plan Search by Zip Code to do so. CalPERS requires that we capture Social Security numbers for all family members every time a Health Change Form is submitted. When completing your enrollment form, please make sure to include Social Security numbers.
- If you plan to enroll in a Flexible Spending Account (Health and/or Dependent Care), you must submit an enrollment form for 2021.Enrollments from 2020 do not automatically enroll you in the 2021 plan year. Health FSA contributions are limited by the IRS to $2,750 per person in 2021 and DCAP contributions to $5,000 per year per eligible family.
- If you would like to take advantage of the one-time opportunity to enroll in or increase your supplemental life and/or AD&D coverages without providing Evidence of Insurability (EOI), complete the required enrollment form.
- Submit all required forms and documentation to Human Resources by the deadline of 5:00pm Friday, October 16, 2020.
- Forms not received or postmarked by Human Resources by the deadline will not be processed, no exceptions.
- Forms should be e-mailed from your Santa Rosa issued email address to email@example.com using the “Encrypt” feature under the Options menu in Outlook. WARNING: We do not recommend emailing forms from a personal email. Emailing forms from your personal email could result in a potential security breach of your private information. Forms can also be faxed to (707) 543-3064 or mailed to the following address: Attn: Human Resources Department - Benefits, 100 Santa Rosa Avenue, Room 1, Santa Rosa, CA 95404.
- If you do not plan to have an FSA account and do not plan on making any other benefit changes for 2021, no action is needed. Your 2020 medical plan elections will continue into the 2021 plan year (except for FSA elections).
- Questions? Contact the Human Resources Department at Benefits@srcity.org or 707-543-3060. @(Model.BulletStyle == CivicPlus.Entities.Modules.Layout.Enums.BulletStyle.Decimal ? "ol" : "ul")>
- Complete the CalPERS Health Benefit Plan Enrollment Form declining coverage
- Complete the Waiver of Health Insurance Form (from the forms tab below)
- Provide proof of coverage
- Return completed forms and proof of coverage to Human Resources at City Hall, Room 1 no later than 5:00 p.m. Friday, October 23, 2020
- Forms not received by Human Resources by the deadline will not be processed, no exceptions. This includes forms mailed but not delivered to Human Resources by the deadline. @(Model.BulletStyle == CivicPlus.Entities.Modules.Layout.Enums.BulletStyle.Decimal ? "ol" : "ul")>
- 2021 CalPERS Fire (Unit 2) Medical Plan Rates
- 2021 CalPERS Fire (Unit 2) Medical Plan Rates - Additional City Contribution
- 2021 CalPERS Fire Management (Unit 9) Medical Plan Rates
- 2021 CalPERS Police Medical Plan Rates
- 2021 Dental/Vision Rates
- Standard Voluntary Additional (Supplemental) Life Benefit Summary
- 2020 CalPERS Health Benefit Summary
- 2021 CalPERS Health Benefit Summary
- 2021 Find a CalPERS Medical Plan
- CalPERS 2020-21 Open Enrollment Newsletter
- CalPERS A Guide to Choosing a Health Plan
- CalPERS Health Plans and Rates
- CalPERS Health Program Guide
- CalPERS Medicare Changes Information
- Current PEMHCA Employer Contribution Amounts
- FAQ's - CalPERS Open Enrollment and Benefit Changes
- Understanding Your Health Plan Statement
- CalPERS HBD-12 Health Enrollment Form
- Fire Waiver of Health Insurance Form
- Flex Election Form FSA DCAP fillable
- Police Waiver of Health Insurance Form
- Standard Basic and Voluntary Additional Life Insurance Enrollment Form
- Standard Voluntary Additional (Supplemental) Life Insurance
- Universal Benefits Enrollment Form v2020